How to Apply for a Muskoka Lakes Short-Term Rental License: A Complete Guide for Muskoka Cottage Owners
MUSKOKA LAKES, ON – On Wednesday August 14, Council approved a Short Term Rental Accommodation Licensing By-Law for the Township of Muskoka Lakes. While the by-law has been approved, it will not come into effect until January 1, 2025.
1. Check Your Eligibility
Confirm that your STR property is in a location where STRs are allowed. This includes ensuring compliance with zoning by-laws and verifying if you need additional permits or approvals.
STR properties must have operated for at least one year before the bylaw’s passing, or new ones must get a license before operating.
2. Gather Required Documents
You will need:
Proof of ownership (deed, parcel registry, etc.)
A floor plan with locations of bedrooms, fire alarms, extinguishers, and exits.
A site map showing the property layout, including parking areas, and waste disposal. Can also be hand drawn and not to scale.
Proof of liability insurance with a minimum of $2 million coverage, specifically noting that STR is being operated on the property. To learn more about short term rental insurance providers, we have created a list of the top insurers: https://www.homeseekervacation.com/blog/b/airbnb-insurance-providers-in-ontario
3. Complete the Application
Download or request the STR application form from the Township’s website.
If you have any questions about the Short Term Rental Accommodation Licensing By-Law, reach out to the By-Law Division at [email protected] or 705-765-3156 x 358.
Include personal information such as your name, address, and contact details.
If someone else is managing the property for you, provide a written authorization letter for the agent.
Download a copy of the authorization letter.
4. Prepare for Inspections
Ensure your property complies with safety regulations: install and maintain smoke detectors, carbon monoxide alarms, and fire extinguishers.
Your property may need to pass building code and fire safety inspections before approval.
5. Submit the Application
Submit your complete application along with the necessary documents and fees to the Township’s Development Services Department.
Short Term Rental Accommodation Licensing By-Law, reach out to the By-Law Division at [email protected] or 705-765-3156 x 358.
6. Follow Regulations
Follow occupancy limits (typically 2 people per bedroom) and display the STR license number in all online listings and at the rental property.
Ensure compliance with local noise, parking, and garbage disposal rules.
7. Monitor Your License Status
Keep track of your license status and renew it every two years, ensuring that any changes to your STR property are reported within 15 days.
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