Last updated October 2026

The Township of Severn covers Washago, Coldwater, Sparrow Lake, the Severn River and the north end of Lake Couchiching, and it is about to start licensing short-term rentals. Council approved a licensing program in June 2026, and it launches on January 1, 2027. Applications are expected to open in late fall 2026. If you rent your cottage for short stays in Severn, use the next few months to get ready.

Key facts

• Approved: June 24, 2026, at a Special Council meeting

• Program launch: January 1, 2027

• Applications: expected to open in late fall 2026, along with the application form and program guide

• What counts as an STR: all or part of a dwelling rented for sleeping accommodation for less than 28 to 30 consecutive days (check the final by-law for the exact number)

• Fees and detailed requirements: not yet published as of October 2026

• Questions: the Township Clerk, [email protected] or 705-325-2315 x232

What Severn has approved so far

According to the Township's short-term rentals page, the licensing by-law was approved at the June 24, 2026 Special Council meeting. It followed a May 20, 2026 decision in which Council chose "Option #2" from Report No. A26-019, a direction meant to "support responsible short-term rental activity."

The program goes live January 1, 2027. The Township says the application form and program guide are expected to be available in late fall 2026, so operators can "review the requirements and prepare their submissions" before launch. The page will be updated as materials are finalized.

How Severn defines a short-term rental

The Township describes a short-term rental as one where "all or part of a dwelling unit is used to provide sleeping accommodations" for a rental period of less than 28 to 30 consecutive days in exchange for payment. Elsewhere the page uses "less than 28 consecutive days." Until the final by-law and guide come out, plan as if any stay under four weeks will need a licence.

What we don't know yet

As of October 2026, the Township hasn't published:

• Licence fees

• The detailed list of application documents

• Whether there will be inspections, occupancy limits, demerit points or caps

• How it will be enforced after launch

We'll update this post when the program guide is released. Until then, be wary of anyone quoting specific Severn fees or rules. They haven't been announced.

How to prepare now

Every municipality writes its own rules, but recent licensing programs in cottage country ask for similar things. Nearby Oro-Medonte, Huntsville and Muskoka Lakes all ask for some combination of the items below. Gathering them now means you can apply as soon as Severn's portal opens.

1. Proof of ownership and property details

Have a recent property tax bill, deed or MPAC notice ready, along with the number of bedrooms and sleeping areas.

2. Insurance that covers short-term rental use

Several municipalities ask for a certificate of insurance with the rental clause highlighted. Call your broker now to confirm your policy covers paying guests. Many standard cottage policies don't.

3. Septic records

Rural and waterfront properties are often asked for septic information, and some municipalities tie occupancy limits to septic design. Find your septic permit or as-built records.

4. Fire and life safety

Working smoke and carbon monoxide alarms, fire extinguishers and clear exits are standard requirements under other programs. A simple floor plan showing exits and equipment is commonly requested.

5. Site plan, parking and waste

Sketch your lot with the driveway, parking spaces and buildings. Write a short garbage and recycling plan for guests. Rural pickup schedules and wildlife make this a common complaint area.

6. A local responsible person

Many programs require a contact who can respond to concerns quickly. If you live in the GTA, decide now who that will be.

7. House rules and a guest guide

Codes of conduct for renters are becoming standard. Clear rules on noise, fires, parking and occupancy protect your neighbours and your licence.

Don't forget tax compliance

Licensing also affects your income tax. The Canada Revenue Agency denies expense deductions for short-term rentals that don't comply with provincial or municipal licensing and registration rules, for tax years after 2023. Once Severn's licence is required, operating without one could cost you your deductions as well as municipal penalties.

Plan your 2027 season

If you already take bookings for summer 2027, keep an eye on the Township's page and apply as soon as applications open. Don't assume you can operate unlicensed after January 1, 2027.

Thinking about renting your Severn cottage in 2027? Call 705-996-6769 to talk with our local team at Homeseeker Vacation Homes, or see how our cottage rental management works.

Frequently asked questions

When does Severn's short-term rental licensing start?

The program launches January 1, 2027. Council approved it on June 24, 2026.

When can I apply for a Severn STR licence?

The Township expects applications, the application form and the program guide to be available in late fall 2026. Check severn.ca/STRS for updates.

How much will a Severn short-term rental licence cost?

Fees had not been published as of October 2026. Confirm with the Township Clerk or the program guide when it's released.

Does the licence apply if I only rent my cottage a few weeks in summer?

Very likely. The Township's definition covers rentals of less than 28 to 30 consecutive days, however often you rent. Confirm against the final by-law.

This article is general information, not legal or tax advice. Severn's program details are still being finalized, so always confirm current requirements with the Township of Severn ([email protected]) before you apply or advertise.