Lake Simcoe cottage owners
Lake Simcoe cottage rental management, built around Lake Simcoe's rules
We know the local short-term rental rules and plan your calendar around them. You enjoy the cottage. We run the rentals.
- 4.9from 99 Google reviews
- 35+cottages managed
- ~$79Kaverage for cottages that follow our full system
Step 1: know the rules
Lake Simcoe rules at a glance
Which rules apply: Lake Simcoe spans several municipalities. This page covers the Town of Innisfil, where the home we manage is. If your cottage is in Georgina, Ramara, Brock or another lake municipality, confirm the rules with your municipality.
Innisfil: how STRs are treated
A short-term rental under 28 consecutive days, advertised online, is treated as a Bed and Breakfast.
source, checked Oct 28, 2026
Owner must live there
The owner must live in the home; the B&B must be secondary to the main residential use.
source, checked Oct 28, 2026
Zoning
Allowed only in certain zones under the Zoning By-law and Community Planning Permit System By-law.
source, checked Oct 28, 2026
Owner responsibility
Owners must make sure guests respect neighbours, avoid excessive noise and parking or safety issues; owners and guests can be ticketed.
source, checked Oct 28, 2026
Licence / fees / insurance / inspections / cap
No STR licence, fee, insurance rule or inspection listed on the Town page.
source, checked Oct 28, 2026
Rules change. Always confirm the current rules with the municipality before you buy, list or book. Last checked: Oct 28, 2026.
Step 2: the plan
How we handle Lake Simcoe
- Find your municipality first. The rules around the lake are very different town to town. In Innisfil, short stays are treated as a bed and breakfast with the owner living there, only in certain zones.
- If short stays do not fit your property, go longer. Stays of 28 days or more are outside Innisfil's B&B rule. Monthly and seasonal guests are a real option, especially in winter.
- Treat neighbours as part of the plan. Innisfil can ticket both owners and guests for noise and parking, so we set firm house rules and respond fast.
Watch first
How full-service management works, in 4 minutes
Step 3: the proof
Proof: Lake Simcoe homes we manage
CA$91,010
host revenue after platform fees, 2025, 27 stays
Lakefront Escape, Innisfil (Friday Harbour). 4 bedrooms, sleeps 10, private dock. 2025: CA$91,010 host revenue after platform fees from 27 stays (Hospitable, accepted stays with check-in Jan 1 to Dec 31, 2025, owner stays excluded). 2026 so far: CA$126,474 from 35 stays (Hospitable, accepted stays with check-in Jan 1 to Oct 27, 2026, owner stays excluded).
Every Innisfil property is different. Under the Town's rules, stays under 28 days are treated as a Bed and Breakfast, which requires the owner to live in the home, so we confirm your zoning and how you live in the home before planning any short stays. Otherwise we plan around stays of 28 days or more.
Photos: homes we manage in the area.
Step 4: getting started
How it works
Book a call with Marisa
Tell us about your cottage and your goals.
Rules and revenue plan
We check your zoning, licence status and the local rules, then map a realistic first season.
Set up and list
Photos, listing, guest manual and the documents the municipality asks for, ready before you go live.
We run it, you enjoy it
Pricing, guest messages, cleaning and turnovers handled. You block the weeks you want.
What it costs to run, by season (general guide)
We only quote the town's own fees. Your other costs depend on the home, so we price them with you property by property.
Owner FAQ
Can I run a whole-home short-term rental in Innisfil?
Under the Town's page, rentals under 28 days are treated as a Bed and Breakfast, which needs the owner living in the home, a maximum of 3 guest rooms and the right zone. Confirm your property's zoning with the Town.
How long can I rent for?
28 days or more falls outside the B&B rule. Under 28 days, the B&B rules apply.
What insurance do I need?
Owners need insurance that covers short-term rental use. Tell your insurer the home is rented to guests and ask for a policy or rider written for short-term rentals. A standard home or cottage policy may not cover rental use.
Ready to earn more from your Lake Simcoe cottage?
Book a call with Marisa. We will walk through your zoning, licence status and a realistic first-season plan.
Rules change. Always confirm the current rules with the municipality before you buy, list or book. Last checked: Oct 28, 2026.